Esycash is India's simplest way to transfer money from any credit card to bank account — with zero hidden charges, instant confirmation, and full RBI compliance.
No paperwork. No branch visits. Just open the app and transfer money from credit card to bank account online in minutes.
Install EsyCash from the Play Store, create your account, and complete a one-time KYC — takes under 2 minutes.
Add your credit card details securely. We support all major Indian banks — HDFC, ICICI, SBI, Axis, Kotak, and more.
Enter the amount and your bank account number. Hit transfer — your money lands in your account instantly, anytime, day or night.
Esycash is not just a CC transfer app — it's a complete digital payment platform.
Transfer money directly from any credit card to any bank account in India — instantly, with the lowest possible platform fee.
⭐ Most PopularRecharge any mobile or DTH connection across all operators — Jio, Airtel, Vi, BSNL — zero platform fees, instant activation.
✓ No Extra FeePay school & college fees using your credit card. Amount transferred directly to the institution's bank account — no cash needed.
📚 For ParentsPay electricity, gas, water, broadband & insurance bills via RBI's Bharat Bill Payment System — instant confirmation every time.
🔒 RBI MandatedPay vendor bills, supplier invoices, and business expenses via credit card — direct bank transfer, GST invoice generated.
💼 For BusinessSee how Esycash compares against other ways to transfer CC money to bank.
| Feature |
|
ATM Cash Advance | Other Wallets | Direct Bank Transfer |
|---|---|---|---|---|
| Transfer Charges | Lowest in India | 2.5–3.5% + GST | 1–2% | Not Available |
| Transfer Speed | ✓ Under 2 Minutes | Instant (ATM) | ~1–4 hrs | Not Available |
| Daily Interest from Day 1 | ✓ No | ✗ Yes | ✓ No | — |
| All CC Types Accepted | ✓ Yes | ✓ Yes | Limited | — |
| Mobile App Experience | ✓ Excellent | ✗ No App | Average | Basic |
| 24/7 Customer Support | ✓ Live Chat + Call | ✗ No | Email only | Branch only |
| Merchant Commission | ✓ Yes — Earn Money | ✗ No | ✗ No | ✗ No |
Don't take our word for it — here's what our users say every day.
"I used to take ATM cash advances where a 3% fee would get deducted. With EsyCash, I transferred funds with almost zero fees. It makes a huge difference, especially for large amounts."
"I needed to pay my daughter's college fees using my credit card, but it required a direct transfer to the college account. EsyCash got this done in 5 minutes. Amazing!"
"I run a small business. I needed to make a vendor payment but my bank account was low on funds. With EsyCash, I transferred money directly from my CC to their account. Very helpful service."
"Instant transfer and very low platform fees. I use it regularly for my shop's inventory purchases. It is an extremely safe and secure application that I trust completely."
"The best app for emergency funds! I transferred money from my credit card straight to my landlord's bank account for rent. Fast, smooth, and highly reliable. Highly recommended!"
"I pay my daily wage workers directly to their bank accounts using my credit card through EsyCash. The app is absolutely flawless and saves me a lot of hassle."
"I used to take ATM cash advances where a 3% fee would get deducted. With EsyCash, I transferred funds with almost zero fees. It makes a huge difference, especially for large amounts."
"I needed to pay my daughter's college fees using my credit card, but it required a direct transfer to the college account. EsyCash got this done in 5 minutes. Amazing!"
"I run a small business. I needed to make a vendor payment but my bank account was low on funds. With EsyCash, I transferred money directly from my CC to their account. Very helpful service."
"Instant transfer and very low platform fees. I use it regularly for my shop's inventory purchases. It is an extremely safe and secure application that I trust completely."
"The best app for emergency funds! I transferred money from my credit card straight to my landlord's bank account for rent. Fast, smooth, and highly reliable. Highly recommended!"
"I pay my daily wage workers directly to their bank accounts using my credit card through EsyCash. The app is absolutely flawless and saves me a lot of hassle."
Join 20,000+ merchants across India who earn a steady income by offering transfer services. No investment required — just your smartphone.
Get paid a percentage of every transaction you process. Every transfer equals your earning.
Our merchant app is so easy, anyone can start in under 15 minutes.
Your earnings are settled directly to your bank account — no waiting period.
Any problem — call or WhatsApp us, we are ready 24/7.
Free to join. Start earning from Day 1. No investment needed.
✓ 100% Free · No hidden fees · Instant approval
Everything you need to know about Esycash transfers.
